PRIMARY OR INVESTMENT
HOME LOAN PROGRAM
DOWN PAYMENT AS LOW AS 10%
PURCHASE OR REFINANCE
GET PRE-APPROVED TODAY!
COMPLETE QUESTIONNAIRE BELOW:
Primary Home "No Income" Program Benefits:
Purchase or refinance (cash out).
Credit score as low as 600.
Borrow up to $4 Million.
Down payment as low as 10% available.
No tax returns, no paystubs, and no W2's required.
Alternative documents are allowed (bank statements/P&L).
15, & 30 year fixed or 30 and 40 year interest only
SFR, Condo's, townhomes, multi-unit property, modular and rural homes are eligible.
DSCR Investment Home Loan:
Purchase or refinance (cash out).
Credit score as low as 620.
Borrow up to $3.5 Million
No income documents needed.
5 - 8 unit properties allowed
Down payment as low as 15% available.
No tax returns, no paystubs, and no W2's required.
15, & 30 year fixed or 30 and 40 year interest only
Use AIRDNA rents to qualify or Airbnb, VRBO, Flipkey
Guidelines are subject to change. Please call for updates on current requirements.
I am more than just a lending professional
Hello My Name Is Jorge Salcedo and I provide educational information, home loan solutions, and Real Estate industry news to help you achieve your Homeownership goals. Complete the questionnaire above to begin your Homeownership journey today.
CONTACT US NOW!
I offer multiple loan options for first time home buyers and seasoned investors
Jorge Salcedo
NMLS 1865744
DRE 01743873
Fast Action Mortgage, Inc. NMLS 1828474,
1851 E. 1st St. Suite 760, Santa Ana, CA 92705
Loan Factory, Inc. NMLS 320841
2195 Tully Road, San Jose, CA 95122Jorge Salcedo
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This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.
Pre-Qualification Disclaimer: Our partners’ pre-qualification form is a self-assessment tool to determine whether your business may be qualified for the application process, and is not an application for, nor a guarantee of credit. A completed application must be provided for underwriting review before a loan decision can be made. This page does not in any way promote any mortgage or auto loans, and it does not contain any type of credit card applications. It also does not affect your credit score.
APR interest rates can range from 3.1% to 9.9 % and is largely dependent on your personal current situation, including but not limited to credit rating and history, your monthly salary, and your debt to income ratio.
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